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What if Agents and Consumers Could Give Bank “Rates”?

The typical way that it works with banks is that they lend money giving the consumer an interest rate based on their perceived credit worthiness. What if agents could "rate” banks based on their performance in completing loan modifications and short sales? Hummm…that would be FUN!

I am not a real geeky type…I consider myself very proficient with getting around on the internet and it is common for my friends and family to call me for “tech support”. But I do not understand SEO (search engine optimization) or HTML code for web sites. But I can dream can’t I?

I can dream that I could put up an AWESOME web site that would come up first in Google searches. This site would ask agents from around the country to rate banks based on their personal experience. And then this data would FLOOD into the CEO and BOD’s inboxes. Daily. All day every day. Wouldn’t that be fun?

And I really love graphs. Since I am dreaming, I would like a graph next to each banks name showing how many A’s, B’s, C’s and so on. Especially how many F’s. Because I believe that would be the BIG column.

Then…in my dreams…consumers (well those that still qualify for loans anyway) could go to this site and give their new business to the banks who are doing the best to help us get out of this mess! That would be really fun to turn the tables and “rate” them for a change.

OK…done dreaming and back to work!


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