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Bank of America issued the following UPDATE to all agents in their database this morning. Heads up agents! Just when you think you are ahead of the curve on short sales…they throw in some changes! I have highlighted the parts I found especially interesting. Effective October 1, 2013 U.S. Department of Housing and Urban Development […]

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WHY Do Good Loans Go BAD?

Well…I can answer this question! The loan process is just that…A PROCESS. Have you ever heard someone say they thought they were approved for a home loan and in the end they did not qualify? Let me tell you some “insider” secrets as to why… Lender, Gina Chavez, shared with me some of the main […]

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FHA Changes Buyers Need To Know

If you have been around for awhile in the “game” of real estate…you know the rules of lending have changed time and time again. And now…AGAIN. The most recent changes apply to people seeking a FHA loan. Mortgage insurance premium (MIP) is going up 4/1/2012 – The upfront financed premium is going from 1.00% to 1.75% and […]

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